Why a Core7 Mortgage Originator is Different

When getting a mortgage, most lenders focus only on the loan. A Core7 Mortgage Originator takes a different approach. They make sure the mortgage you choose fits into your long-term and short-term financial goals, not just your home purchase.

Your Mortgage Should Fit Your Whole Financial Plan

A mortgage is a big financial decision, but it’s only one piece of your financial picture. There are important questions to ask before choosing a loan:

• Have you saved enough for retirement?
• Do you have enough life insurance?
• Do you have a will?

These things may not seem related to a mortgage, but they are crucial for your financial future. A Core7 Mortgage Originator makes sure everything fits together.

The Problem with Cutting Corners

Some lenders rush the process just to get your business. But that can cost you later. If important steps are skipped, you could run into problems right before closing.

That’s why a real pre-approval is so important. It ensures:
✅ You get the right mortgage for your needs
✅ You can actually close on your home
✅ An underwriter reviews everything upfront, so there are no surprises later

Pre-Qualification vs. Pre-Approval

Many people think a pre-qualification and a pre-approval are the same thing. They are not!

• Pre-Qualifications are usually based on estimates, not real numbers.
• Pre-Approvals use real documentation and are reviewed by an underwriter.

With a pre-approval, you’ll know for sure that you can close on your home.

What You Need for a Pre-Approval

To get a real pre-approval, you will need to provide:

✔ W-2s for the last two years
✔ Tax returns (if self-employed, earn commission, work for relatives, or have rental income)
✔ Bank statements (all pages, even blank ones) from the last two months
✔ Pay stubs from the last two pay periods

Gathering these documents might feel tedious, but it’s the best way to avoid delays or problems later.

Why It Matters

At Core7, we believe in doing things right from the start. That way, you can be confident in your home purchase and your financial future.

If you’re thinking about buying a home, make sure you work with someone who looks at the big picture—not just the loan.

Need help getting started? Reach out today,